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Recent Blog Posts

Interest and principal payments due to loan amortization

Amortization Schedule, Loan Amortization and its Benefits Explained… Introduction First time home buyers are understandably overwhelmed by industry jargon commonly used in the mortgage business. One of the terms that is confusing to a lot of folks is “loan amortization” or “mortgage amortization”. So, what is loan amortization? And, why is it important to understand […]

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short sale, short sale vs. foreclosure, harship letter and loan deficiency

In this blog post, I lay out step by step procedures for making a short sale. Why is it important to craft a well written hardship letter? How can you ensure that you walk away debt free after a short sale? What is the advantage of opting for a HAFA short sale? Read on as […]

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Home affordability and mortgage affordability calculator

Discussing Home Affordability Index and Mortgage Affordability Calculators In this blog post, I talk about mortgage affordability or housing affordability. I start off by talking about the housing affordability index. Real estate investors can gauge investing climate by studying this index. Next I provide tips for using a mortgage affordability calculator, and provide insights into […]

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